"The only thing that never changes... is that everything changes". Financial coaching is about getting advice in real time without worrying about paying for another plan, or running up a bill every time you need to call for advice.
Hiring a financial coach makes sense for the person who is serious about reaching their goals and appreciates and respects the ongoing council of a trained professional. Someone who understands that planning, without action, is nothing. That life happens suddenly and things change.
As a financial coaching client you'll get; a custom built financial plan, ongoing support with implementation, and accountability sessions to keep you on track.